Finance · 08/06/2025

The global trend of 'de-dollarization' is accelerating, with the dollar's share of foreign exchange reserves dropping to 58%. The appeal of U.S. Treasury bonds is diminishing as central banks favor gold and the euro. As market dynamics shift, investors must prioritize new risk management strategies.

Education · 07/28/2025

This article discusses various pathways for immigrants in the U.S. to access college and adult education opportunities, including employment training, foreign transcript evaluation, scholarship information, and basic computer skills training. The aim is to assist immigrants in adapting to their new environment and achieving personal and professional development.

Taxation · 07/23/2025

This article discusses the classification of deductible items and specific practices, including methods for deducting state, local, and foreign taxes, defining real estate taxes and personal property taxes, and identifying non-deductible taxes. It also offers suggestions for optimizing tax liability to help taxpayers navigate the tax season more easily.

Taxation · 07/25/2025

This guide provides a detailed analysis of the IRS regulations regarding the substantial presence test, helping foreign individuals understand how to determine their tax residency status. It also outlines specific exceptions to consider when calculating the number of days, ensuring that your tax obligations in the United States are clear.

Education · 08/06/2025

This article presents various free resources for learning English, including online courses, mobile apps, and social media content, aimed at helping immigrants improve their English skills and integrate into a new environment. Through interactive learning and practical communication, it transforms a foreign language into a tool for survival and development.

Education · 08/14/2025

This article explores the process of smoothly transferring foreign academic credits in the United States, emphasizing the importance of educational background evaluations, the definition of transcripts, and considerations for selecting reliable services. Understanding this information can help international students adapt better to the educational and professional environments in the U.S.

Taxation · 08/13/2025

This article explains how non-U.S. citizens can determine their tax residency status. It provides a detailed explanation of the standards for the green card test and substantial presence test, as well as guidance on how to file income tax returns for dual status to benefit from foreign tax treaties.

Finance · 07/24/2025

The U.S. financial market consists of the money market and the capital market; the former primarily manages short-term fund flows, while the latter focuses on long-term capital allocation. The foreign exchange market, as a vital component, enhances market diversity and liquidity, offering a wide range of options for global investors.

Finance · 08/06/2025

The U.S. stock market faces recession risks due to weak employment data and the dual impact of Trump's foreign policy. The consecutive declines in the Dow Jones index reflect investors' anxiety about the economic future. Additionally, the new Federal Reserve policies and the strained U.S.-Russia relations may also influence market trends.

Education · 07/21/2025

The United States offers a wide range of adult education and vocational training options for immigrants, including English language learning, computer skills, and career development courses. Understanding the transfer of foreign credits and financial aid programs is crucial for continuing higher education. These programs help immigrants enhance their employability and better integrate into society.

Job Search · 07/25/2025

EAD (Employment Authorization Document) is a crucial document proving your legal ability to work in the United States. Understanding the definition, eligibility requirements, and importance of EAD is essential for every foreign individual planning to work in the U.S. This article analyzes the content of EAD, the application process, and its impact on career development.

Education · 07/28/2025

This article outlines adult education and vocational training options available for immigrants and refugees in the United States, including community college courses and online resources. It also discusses information on how to transfer foreign credits and apply for scholarships, providing practical guidance for immigrants to adapt to their new environment and enhance their employability.

Finance · 07/24/2025

This article introduces the main components of the U.S. financial markets, including the money market and capital market, analyzing their diversity and complexity while emphasizing characteristics of liquidity and risk, particularly the significant role of mortgages in the market. Additionally, it explores the operation of the foreign exchange market and its impact on the overall economy.

Loans · 07/17/2025

This article provides a comprehensive overview of home mortgage fundamentals in the U.S., including the use of mortgage calculators, how to calculate loan amounts and total costs, and tips for selecting the right interest rates. Additionally, it offers a loan application guide for foreign buyers, emphasizing the importance of understanding market trends to help buyers make informed financial decisions.

Taxation · 07/25/2025

A former commercial airline pilot has been convicted by a federal jury for failing to report millions of dollars earned jointly with his wife, facing tax crime charges. The case reveals his deliberate concealment and use of foreign accounts for complex tax evasion, which will have profound implications for public trust and adherence to the law.